Front Page
- I.The Chair of the Board’s and Group CEO's Introduction
- II.Pension and Public service pension in a nutshell
- III.Highlights of the Year 2024
- IV.2024 in figures
- Annual report and sustainability report
- 1.
- 2.
- 3.
- 4.Income and allocations
- 5.Regulatory framework
- 6.The way forward
- 7.Notes to the sustainability report
- ESRS 2 General information
- Note 1.Changes from earlier sustainability reporting
- Note 2.Composition and competence of the board of directors and senior management
- Note 3.Active ownership
- Note 4.Exposure in the investment portfolio
- Note 5.Organisation and implementation of reporting
- Note 6.Due diligence
- Climate, environment and nature
- Note 7.Financed emissions
- Note 8.Data coverage and quality
- Note 9.Science-based climate targets approved by the SBTi
- Note 10.Climate-friendly investments
- Note 11.Climate accounts
- Note 12.Energy mix and guarantees of origin
- Note 13.Intensity indicator
- Note 14.Nature risk
- Note 15.Nature transition
- Social matters
- Note 16.Own workforce
- Note 17.Customer complaints
- Note 18.Whistleblowing
- Accounts KLP Group
- Income statement
- Financial position statement
- Changes in owners’ equity
- Statement of cash flows
- Notes to the accounts
- Note 1.General information
- Note 2.Material accounting policy information
- Note 3.Critical accounting estimates and judgments
- Note 4.Insurance risk
- Note 5.Financial market risk
- Note 6.Liquidity risk
- Note 7.Interest rate risk
- Note 8.Currency risk
- Note 9.Credit risk
- Note 10.Segment information
- Note 11.Insurance income and insurance charges
- Note 12.Income and costs from reinsurance
- Note 13.Net income from investments measured at fair value with changes in profit and loss
- Note 14.Income and expenses from investments measured at amortised cost
- Note 15.Investment property
- Note 16.Investments in associated companies and joint ventures
- Note 17.Net insurance finance income and expenses
- Note 18.Unit holder in consolidated securites fund
- Note 19.Auditor`s fee
- Note 20.Salary and obligations towards senior management etc.
- Note 21.Tax
- Note 22.Intangible assets
- Note 23.Tangible fixed assets
- Note 24.Reinsurance contracts assets
- Note 25.Fair value of financial assets and liabilites
- Note 26.Fair value hierarchy
- Note 27.Presentation of assets and liabilities that are subject to net settlement
- Note 28.Mortgage loans and other lending
- Note 29.Subordinated loan capital and hybrid Tier 1 securities
- Note 30.Pensions obligations, own employees
- Note 31.Insurance obligations
- Note 32.Hedge accounting
- Note 33.Borrowing
- Note 34.Transferred assets with restrictions
- Note 35.Return on capital for public-sector occupational pension
- Note 36.Change in liabilities from financing activities
- Note 37.Other current liabilites
- Note 38.Equity
- Note 39.Capital adequacy
- Note 40.Number of employees
- Note 41.Contingent liabilities
- Accounts KLP
- Income statement
- Balance
- Changes in owners’ equity
- Statement of cash flows
- Notes to the accounts
- Note 1.General information
- Note 2Material accounting policy information
- Note 3.Important accounting estimates and valuations
- Note 4.Risk management
- Note 5.Liquidity risk
- Note 6.Interest rate risk
- Note 7.Currency risk
- Note 8.Credit risk
- Note 9.Technical matters
- Note 10.Return on capital
- Note 11.Net income from financial instruments
- Note 12.Loss provisions on fixed-income securities and loans measured at amortized cost
- Note 13.Other insurance-related income and costs
- Note 14.Sales costs
- Note 15.Pensions obligations, own employees
- Note 16.Salary and obligations towards senior management etc.
- Note 17.Auditor’s fee
- Note 18.Investment properties
- Note 19.Tax
- Note 20.Intangible assets
- Note 21.Fair value hierarchy
- Note 22.Shares and holdings in subsidiaries, associated enterprises and jointly controlled entities
- Note 23.Fair value of financial assets and liabilities
- Note 24.Shares and units
- Note 25.Transactions with related parties
- Note 26.Leases
- Note 27.Mortgage loans and other lending
- Note 28.Transferred assets with restrictions
- Note 29.Subordinated loan capital and hybrid Tier 1 securities
- Note 30.Change in liabilities from financing activities
- Note 31.Hedge accounting
- Note 32.Presentation of assets and liabilities that are subject to net settlement
- Note 33.Other liabilities
- Note 34.Contingent liabilities
- Note 35.Number of employees
- Note 36.Capital adequacy
- Independent auditor's report
- Statement from the corporate assembly
- Contact details
- Independent auditor's report
- The Corporate Assembly's statement
- Contact details
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